I'm a barber
From $193 a year
Two plan choices inside CoverSmart
Opens CoverSmart for Texas barbers. Pick your plan on the next screen.
Texas pricing
How much does salon and barbershop insurance cost in Texas?
Online CoverSmart plans for eligible Texas barbers and stylists start at $193 a year for Option 1. Option 2 is the path when you have up to three employees. Exact pricing shows inside CoverSmart.
Limits on both Texas plans: $1M per occurrence / $2M aggregate for general and professional liability. Option 2 also includes $5,000 of business property.
Choose your Texas license
I'm a stylist/cosmetologist
From $193 a year
Two plan choices inside CoverSmart
Opens CoverSmart for Texas stylists and cosmetologists. Pick your plan on the next screen.
Factors that change the price in Texas
Example scenarios
Solo booth renter in Dallas with no employees: often Option 1 from $193 a year if CoverSmart accepts the risk. Home-based Austin stylist with two employees: often Option 2 when rules allow. Houston salon with six employees or a med spa menu: use the quote form instead of the online plans.
State-specific drivers
Texas lease culture around suites and mini-establishments pushes certificate demand. Claims history, specialty services, and optional equipment coverage change the CoverSmart total. Workers compensation is a separate decision for employers.
CoverSmart sets the live premium from your answers. Prior claims, excluded services, employee count, and optional coverages can change the total. Edward will not invent a firm quote.