Texas - CoverSmart

Liability coverage for Texas barbers and stylists

Whether you rent a booth in Dallas or run a small suite in Austin, pick your trade and choose the CoverSmart plan that fits how you work.

A Stockton-Hill Insurance site for Texas beauty professionals.

Smiling client getting a clipper cut at a barbershop

Choose your Texas license

I'm a barber

From $193 a year

Two plan choices inside CoverSmart

Continue as a barber

Opens CoverSmart for Texas barbers. Pick your plan on the next screen.

I'm a stylist/cosmetologist

From $193 a year

Two plan choices inside CoverSmart

Continue as a stylist

Opens CoverSmart for Texas stylists and cosmetologists. Pick your plan on the next screen.

What you get in Texas: both plans carry $1M / $2M general and professional liability, and Option 2 adds $5,000 of business property for shops with up to three employees.

Cities we help in Texas

We help Texas barbers and stylists statewide, including:

AustinDallasHoustonSan AntonioFort WorthEl Paso

What Texas barbers and stylists ask us most

Do I need a certificate for my Texas suite?

Usually yes. Dallas, Houston, Austin, and San Antonio shops ask for proof of general liability and professional liability, often with additional insured status.

How many CE hours do I need after September 1, 2025?

Typically 4 hours if you have fewer than 15 years licensed, or 2 hours if you have 15 or more (sanitation plus human trafficking awareness, with electives when required). Confirm on TDLR.

Is Edward a real agent?

No. Edward is the AI assistant. Amanda Hill is the licensed account manager.

Need something else?

Nails, waxing, esthetics, massage, med spa, or a full salon package beyond the online barber and stylist plans? Use the form and we will point you the right way.

Serving professionals around Austin, Dallas, Houston, San Antonio, Fort Worth, El Paso and statewide.

Need a Texas agent, not just a chat?

If nails, waxing, esthetics, mini-establishment questions, or a shop larger than Option 2 come up, send the form. Amanda Hill follows up. Edward stays available to help you sort the barber path from the stylist path.

Call (512) 806-0045

Backed by Stockton-Hill Insurance - Kingston, Ohio - parent of Texas Barber & Salon Coverage

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